THE
CHESTNUT AND CEDAR STOCK REPORT

INVESTMENT HANDBOOK FOR YOUNG ADULTS

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About the Author
 

Joseph Spinella, Founder and Chief Executive Officer of The Chestnut and Cedar Stock Report and www.chestnutand cedar.com, is a financial executive whose VERY SUCCESSFUL hobby is the stock market.

Professionally, he is a CPA and MBA, who has been CFO, Treasurer, VP Finance and Controller for various companies within the financial services, leasing, transportation, aerospace, and manufacturing industries. Joe earned a CTM Certificate from Toastmasters International and was honored in Strathmore's "Who Is Who."

He has served on the Board of Directors of various companies in different capacities.

His treatise on Asset Securitizations was published in Warren, Gorham, and Lamontís's, Banking Outlook.

To introduce young adults to the importance of starting to invest early and regularly,
he wrote this second book, as a sequel to The Chestnut & Cedar Stock Report - An Investment Guide, also published by Newmedia Publishing in print and ebook editions.


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About the book

The first thing to hit your eyes when you see this book's cover is, "I can make 1.29 million in forty years! 2.87 million in fifty years!!" Wow! What? Forty years? Fifty years!? Whom is the author kidding? Will I be around for fifty more years? That's half a century, practically. Why would you, the young investor, think you need to plan ahead that long? Why indeed? The payoff is great - but investing $5,000 every year, and not touching your money for forty years? Fifty years? Is this really necessary???

MORE THAN YOU CAN IMAGINE!

The U.S. Census Bureau reports that the average life expectancy of the baby boomers is 74 years for men and 79 years for women,

WORKING AN AVERAGE 40 YEARS.


Just following the trend (by linear extrapolation) established in the last century, today's 25-45 year-olds, the "X" generation, will live an average of 101 years and 108 years respectively,

AND SPEND 50-60 YEARS OF THEM WORKING....

Contents

Preface

Acknowledgments

Part 1 - Start Investing Now!
Ch. 1 – The Envelope System
Ch. 2 - Time Value of Money
Ch. 3 - Getting Started

Part 2 - Types of Securities
Ch. 4 - Bank Savings
Ch. 5 - Equity Instruments

Ch. 6 - Bonds
Ch. 7 - Treasury Securities

Ch. 8 - Government Agency & Related Securities
Ch. 7 - Derivatives

Ch. 8 - Funds
Ch. 9 - Annuities

Part 3 - Appendix
Ch. 10 - Indexes
Ch. 11 - Exchanges
Ch. 12 - Retirement Savings


And...if you belong to the leading edge of the "Y" generation, starting off on your own or looking for work, your chances of living for 120 years to ETERNITY are better than 80%. Don't believe it? Read "Fantastic Voyage: Live Long Enough to Live Forever" from Ray Kurzweil.

Do you need the author's advice? You bet your savings!

See why...
read the Introduction

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